Why get an appraisal from Yearsley & Jones Real Estate Appraisal Services? To a lot of people, an appraisal just looks like another fee on the settlement sheet for a mortgage or refinance. And while there are a growing number of automated home valuation methods that may seem less expensive than an appraisal, nearly all lenders still want a local expert because the stakes are incredibly high. You might believe that securing a mortgage is the only reason to acquire an appraisal, but there are additional times when the services of a licensed, independent real estate professional could be beneficial. For real estate appraisals in Lake Oswego and Clackamas County, it's easiest when your order online from Yearsley & Jones Real Estate Appraisal Services, just click here. Let Yearsley & Jones Real Estate Appraisal Services help you dispute your tax assessment in Clackamas County If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Yearsley & Jones Real Estate Appraisal Services is your best evidence. We're capable of assisting you in challenging your tax assessment. Yearsley & Jones Real Estate Appraisal Services can help you do away with PMI to lower your mortgage payment Private Mortgage Insurance, or PMI, is an added insurance plan that almost all lenders ask homebuyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the property. Oftentimes, this extra payment is lumped into the monthly mortgage payment and is promptly forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. Yearsley & Jones Real Estate Appraisal Services will produce a statement regarding the value of your home, and the cost of the appraisal can often be regained in little time because you'll no longer be paying the PMI. Settling a divorce with less stress with an appraisal from Yearsley & Jones Real Estate Appraisal Services A divorce can be a very daunting experience for both parties, and it is often further complicated by the difficult decision of who gets the property. It's a good idea to order an appraisal from Yearsley & Jones Real Estate Appraisal Services so both parties are completely aware of the true market value of their house, regardless of the situation. If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Settling an estate with peace of mind The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to manage these matters, unlike many wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the correct value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal. Relocating to or from Clackamas County We are aware of the headaches involved with an employee relocation. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest relocating employees to provide feedback on the positive features of their property, as well as information about any new sales or listings in their neighborhood that they want considered. Selling your home quickly at the right price with an appraisal from Yearsley & Jones Real Estate Appraisal Services A professional appraisal can help you make a more informed decision regarding your asking price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price. We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

REALTORS and HOME OWNERS

This is a challenging market  unrealistic listing prices can result in extended marketing times and marketing expenses, frustration and the loss of a potential buyer.  We specialize in "PRE-LISTING APPRAISALS".  We will perform all the necessary research to complete an unbiased, market based appraisal with a realistic "fair market value" to get the home sold.  Additionally, a "Pre-listing appraisal" may expediate the lending process.  Call us and let's discuss your needs and how we can help.