is Oregon state certified and on the FHA Roster of approved residential appraisers.
We are qualified and approved to do appraisal reports for FHA insured loans.
We're trained and understand the rules and procedures in FHA's guidance and policy documents.
An FHA loan is backed by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD).
The lending organization provides all the financing - the FHA simply insures the loan through mortgage insurance in case the borrower defaults on his or her loan.
Available to all consumers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.
Unlike the VA appraiser panel, the lending organization working with FHA has the freedom to choose the appraiser.
Down payments are often lower with an FHA loan despite using conventional market rates.
FHA loan programs are extremely useful to those purchasers with less accessible starting capital.